MC Large Ticket Interchange Program
Business Large Ticket I Debit 1.25% + $40.00 Business Debit card transactions, accepted at non-T&E locations, level III data submitted, transaction amount between $7,255 and $24,999.99 Business Large Ticket II Debit 1.25% + $40.00 Business Debit card transactions, accepted at non-T&E locations, level III data submitted, transaction amount between $25,000 and $100,000. Business Large Ticket…
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Best Practices for Accepting Government Purchase Cards (GPC)
When it comes to accepting Government & non-government purchase (GPC) & commercial cards implement these best practices to keep your business competitive, compliant while controlling your costs. Implemented properly your cost for accepting Business-to-Business (B2B) and Business-to-Government (B2G), Government Purchase Card (GPC) transactions should be Under 1.86%. Include Level-3 Payment Detail: – To encourage merchant participation and support of…
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How Level-3 Processing Reduces Your Processing Costs
To understand how Level-3 processing reduces your processing costs you first need an understanding of interchange. The bulk of the fees you’re paying to accept credit cards goes directly to the bank that issued the credit card, not your processor. Your processor and Visa & MasterCard receive not interchange revenue. This is how…
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High Ticket Interchange Program
If you receive large ticket credit card orders from clients, the High Ticket Interchange Program can significantly reduce your transaction cost. Visa Purchasing Card-Non GSA/Corporate transaction greater than or equal to $8,725 ( 1.45% +$35.00 ) Large Ticket Advantage Only Card Not Present Transactions $10,000.01 – $25,000 …
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What is Level-3 Processing
Level 3 Processing is a more advanced way of accepting commercial and government cards. It defines detailed information about the transaction such as, what is being purchased, who is involved and how it takes place. Your Commercial, Purchase and Government Cards are falling into one of three interchange categories; Level-1, Level-2 or Level-3. This is…
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How to Reduce your transaction cost for accepting commercial cards
Passing Level-2 and Level-3 Detail on the commercial, corporate, fleet, purchasing and government cards your accepting can reduce your transaction cost by 40%. Savings is further enhanced for: GSA transactions $5,984.61> Interchange is 1.20% + $39 Non GSA $8,725> Interchange is ( 1.45% +$35.00 ) this varies whether it’s a V/MC Which qualify for Large…
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